Congressional Legislation · bill 119hr3174 · built from our database

Only the right has signed this so far (Bill Ranking)

Made in America Manufacturing Finance Act

H.R. 3174 · 119th Congress (2025-2026)

H.R. 3174119TH CONGRESSINTRODUCED 05/01/2025REP. WILLIAMSR-TX · SPONSORLeft: no (Sponsor Ranking)Lean left: no (Sponsor Ranking)Center: no (Sponsor Ranking)Lean right: no (Sponsor Ranking)Right: DW-NOMINATE +0.59 (Sponsor Ranking)RIGHT(SPONSOR RANKING)COMMERCE

13 members · Left 0 · Center 1 · Right 12 (Bill Ranking)

SponsorRep. Williams, Roger (R-TX) (Introduced 05/01/2025)
Sponsor Voting RecordRight · DW-NOMINATE +0.59 · measured from every roll-call vote this member has cast (voteview.com) (Sponsor Ranking)
Support
LLLCLRR

support across the spectrum: 13 members signed on (Bill Ranking) this bill: sponsor + current cosponsors, each once

CommitteesSenate - Small Business and Entrepreneurship Committee; Senate - Finance Committee; House - Small Business Committee; House - Small Business Committee; House - Small Business Committee
Latest Action05/13/2026 Committee on Small Business and Entrepreneurship. Hearings held.
Roll Call VotesThere have been no roll call votes
Sourceview on congress.gov →
IntroducedPassed HousePassed SenateResolving DifferencesTo PresidentBecame Law

Summary (1)

Reported to House (08/15/2025)

Made in America Manufacturing Finance Act

This bill increases the maximum loan amounts available to small manufacturers under the Small Business Administration's 7(a) and 504 loan programs.

In particular, the bill generally doubles the maximum loan amount for small manufacturers under the 7(a) program and the bill increases the maximum loan amount for small manufacturers under the 504 program from $5.5 million to $10 million.

Generally, 7(a) loans provide short- and long-term working capital which can be used for expenses such as operational needs. 504 loans provide financing for major fixed assets such as new facilities.

Text (5)

Engrossed in House (EH)

119 HR 3174 EH: Made in America Manufacturing Finance Act U.S. House of Representatives text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. IB 119th CONGRESS1st Session H. R. 3174

IN THE HOUSE OF REPRESENTATIVES AN ACT To increase loan limits for loans made to small manufacturers, and for other purposes.

1.Short titleThis Act may be cited as the Made in America Manufacturing Finance Act.

2.DefinitionsSection 3 of the Small Business Act (15 U.S.C. 632) is amended by adding at the end the following: (gg)Small manufacturerThe term small manufacturer means a small business concern— (1)the primary business of which is classified in sector 31, 32, or 33 of the North American Industrial Classification System; and (2)all of the production facilities of which are located in the United States..

3.Small Business Act loan limits for small manufacturersSection 7(a) of the Small Business Act (15 U.S.C. 636(a)) is amended— (1)in paragraph (3)— (A)in subparagraph (A)— (i)by inserting except as provided in subparagraph (B), before if the total; (ii)by striking would exceed $3,750,000 and inserting the following: would exceed— (i)$3,750,000; (iii)in clause (i), as so designated, by striking , except as provided in subparagraph (B); and inserting ; or; and (iv)by adding at the end the following: (ii)in the case of a borrower that is a small manufacturer, $7,500,000 (or if the gross loan amount would exceed $10,000,000);; and (B)in subparagraph (B)— (i)by striking would exceed $4,500,000 and inserting the following: would exceed— (i)$4,500,000; (ii)in clause (i), as so designated, by striking section 7(a)(14) for export purposes; and and inserting paragraph (14) for export purposes; or; and (iii)by adding at the end the following: (ii)in the case of a borrower that is a small manufacturer, $9,000,000 (or if the gross loan amount would exceed $10,000,000), of which not more than $8,000,000 may be used for working capital, supplies, or financings under paragraph (14) for export purposes; and; and (2)in paragraph (14)(B)(i), by striking than $5,000,000. and inserting the following: than— (I)except as provided in subclause (II), $5,000,000; or (II)in the case of a loan made to a small manufacturer, $10,000,000..

4.Small Business Investment Act of 1958 loan limits for small manufacturersSection 502(2)(A)(iii) of the Small Business Investment Act of 1958 (15 U.S.C. 696(2)(A)(iii)) is amended by striking $5,500,000 and inserting $10,000,000. Passed the House of Representatives December 1, 2025.Kevin F. McCumber,Clerk.

Introduced in House (IH)

119 HR 3174 IH: Made in America Manufacturing Finance Act of 2025 U.S. House of Representatives 2025-05-01 text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. I119th CONGRESS1st SessionH. R. 3174IN THE HOUSE OF REPRESENTATIVESMay 1, 2025Mr. Williams of Texas introduced the following bill; which was referred to the Committee on Small BusinessA BILLTo increase loan limits for loans made to small manufacturers, and for other purposes.

1.Short titleThis Act may be cited as the Made in America Manufacturing Finance Act of 2025.

2.DefinitionsSection 3 of the Small Business Act (15 U.S.C. 632) is amended by adding at the end the following: (gg)Small manufacturerThe term small manufacturer means a small business concern— (1)the primary business of which is classified in sector 31, 32, or 33 of the North American Industrial Classification System; and (2)all of the production facilities of which are located in the United States..

3.Small Business Act loan limits for small manufacturersSection 7(a) of the Small Business Act (15 U.S.C. 636(a)) is amended— (1)in paragraph (3)— (A)in subparagraph (A)— (i)by inserting except as provided in subparagraph (B), before if the total; (ii)by striking would exceed $3,750,000 and inserting the following: would exceed— (i)$3,750,000; (iii)in clause (i), as so designated, by striking , except as provided in subparagraph (B); and inserting ; or; and (iv)by adding at the end the following: (ii)in the case of a borrower that is a small manufacturer, $7,500,000 (or if the gross loan amount would exceed $10,000,000);; and (B)in subparagraph (B)— (i)by striking would exceed $4,500,000 and inserting the following: would exceed— (i)$4,500,000; (ii)in clause (i), as so designated, by striking section 7(a)(14) for export purposes; and and inserting paragraph (14) for export purposes; or; and (iii)by adding at the end the following: (ii)in the case of a borrower that is a small manufacturer, $9,000,000 (or if the gross loan amount would exceed $10,000,000), of which not more than $8,000,000 may be used for working capital, supplies, or financings under paragraph (14) for export purposes; and; and (2)in paragraph (14)(B)(i), by striking than $5,000,000. and inserting the following: than— (I)except as provided in subclause (II), $5,000,000; or (II)in the case of a loan made to a small manufacturer, $10,000,000..

4.Small Business Investment Act of 1958 loan limits for small manufacturersSection 502(2)(A)(iii) of the Small Business Investment Act (15 U.S.C. 696(2)(A)(iii)) is amended by striking $5,500,000 and inserting $10,000,000.

Placed on Calendar Senate (PCS)

119 HR 3174 PCS: Made in America Manufacturing Finance Act U.S. House of Representatives 2025-12-02 text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. IICalendar No. 283119th CONGRESS1st SessionH. R. 3174IN THE SENATE OF THE UNITED STATESDecember 2, 2025Received; read twice and referred to the Committee on FinanceDecember 4, 2025Previous action vitiated, read twice and placed on the calendarAN ACTTo increase loan limits for loans made to small manufacturers, and for other purposes.1.Short titleThis Act may be cited as the Made in America Manufacturing Finance Act.2.DefinitionsSection 3 of the Small Business Act (15 U.S.C. 632) is amended by adding at the end the following:(gg)Small manufacturerThe term small manufacturer means a small business concern—(1)the primary business of which is classified in sector 31, 32, or 33 of the North American Industrial Classification System; and(2)all of the production facilities of which are located in the United States..3.Small Business Act loan limits for small manufacturersSection 7(a) of the Small Business Act (15 U.S.C. 636(a)) is amended—(1)in paragraph (3)—(A)in subparagraph (A)—(i)by inserting except as provided in subparagraph (B), before if the total;(ii)by striking would exceed $3,750,000 and inserting the following:would exceed—(i)$3,750,000;(iii)in clause (i), as so designated, by striking , except as provided in subparagraph (B); and inserting ; or; and(iv)by adding at the end the following:(ii)in the case of a borrower that is a small manufacturer, $7,500,000 (or if the gross loan amount would exceed $10,000,000);; and(B)in subparagraph (B)—(i)by striking would exceed $4,500,000 and inserting the following:would exceed—(i)$4,500,000; (ii)in clause (i), as so designated, by striking section 7(a)(14) for export purposes; and and inserting paragraph (14) for export purposes; or; and(iii)by adding at the end the following:(ii)in the case of a borrower that is a small manufacturer, $9,000,000 (or if the gross loan amount would exceed $10,000,000), of which not more than $8,000,000 may be used for working capital, supplies, or financings under paragraph (14) for export purposes; and; and(2)in paragraph (14)(B)(i), by striking than $5,000,000. and inserting the following:than—(I)except as provided in subclause (II), $5,000,000; or(II)in the case of a loan made to a small manufacturer, $10,000,000..4.Small Business Investment Act of 1958 loan limits for small manufacturersSection 502(2)(A)(iii) of the Small Business Investment Act of 1958 (15 U.S.C. 696(2)(A)(iii)) is amended by striking $5,500,000 and inserting $10,000,000.Passed the House of Representatives December 1, 2025.Kevin F. McCumber,Clerk.December 4, 2025Previous action vitiated, read twice and placed on the calendar

Referred in Senate (RFS)

119 HR 3174 : Made in America Manufacturing Finance Act U.S. House of Representatives 2025-12-02 text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. IIB119th CONGRESS1st SessionH. R. 3174IN THE SENATE OF THE UNITED STATESDecember 2, 2025Received; read twice and referred to the Committee on FinanceAN ACTTo increase loan limits for loans made to small manufacturers, and for other purposes.1.Short titleThis Act may be cited as the Made in America Manufacturing Finance Act.2.DefinitionsSection 3 of the Small Business Act (15 U.S.C. 632) is amended by adding at the end the following:(gg)Small manufacturerThe term small manufacturer means a small business concern—(1)the primary business of which is classified in sector 31, 32, or 33 of the North American Industrial Classification System; and(2)all of the production facilities of which are located in the United States..3.Small Business Act loan limits for small manufacturersSection 7(a) of the Small Business Act (15 U.S.C. 636(a)) is amended—(1)in paragraph (3)—(A)in subparagraph (A)—(i)by inserting except as provided in subparagraph (B), before if the total;(ii)by striking would exceed $3,750,000 and inserting the following:would exceed—(i)$3,750,000;(iii)in clause (i), as so designated, by striking , except as provided in subparagraph (B); and inserting ; or; and(iv)by adding at the end the following:(ii)in the case of a borrower that is a small manufacturer, $7,500,000 (or if the gross loan amount would exceed $10,000,000);; and(B)in subparagraph (B)—(i)by striking would exceed $4,500,000 and inserting the following:would exceed—(i)$4,500,000; (ii)in clause (i), as so designated, by striking section 7(a)(14) for export purposes; and and inserting paragraph (14) for export purposes; or; and(iii)by adding at the end the following:(ii)in the case of a borrower that is a small manufacturer, $9,000,000 (or if the gross loan amount would exceed $10,000,000), of which not more than $8,000,000 may be used for working capital, supplies, or financings under paragraph (14) for export purposes; and; and(2)in paragraph (14)(B)(i), by striking than $5,000,000. and inserting the following:than—(I)except as provided in subclause (II), $5,000,000; or(II)in the case of a loan made to a small manufacturer, $10,000,000..4.Small Business Investment Act of 1958 loan limits for small manufacturersSection 502(2)(A)(iii) of the Small Business Investment Act of 1958 (15 U.S.C. 696(2)(A)(iii)) is amended by striking $5,500,000 and inserting $10,000,000.Passed the House of Representatives December 1, 2025.Kevin F. McCumber,Clerk.

Reported in House (RH)

119 HR 3174 RH: Made in America Manufacturing Finance Act U.S. House of Representatives 2025-08-15 text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. IBUnion Calendar No. 182119th CONGRESS1st SessionH. R. 3174[Report No. 119–224]IN THE HOUSE OF REPRESENTATIVESMay 1, 2025Mr. Williams of Texas introduced the following bill; which was referred to the Committee on Small BusinessAugust 15, 2025Additional sponsors: Mr. Meuser, Mr. Moran, Mr. Goldman of Texas, Mr. Wied, Mr. Downing, Mr. Finstad, Mr. Ellzey, Mr. Jack, Mr. LaLota, Ms. King-Hinds, Ms. Van Duyne, and Mr. SchmidtAugust 15, 2025Reported with an amendment, committed to the Committee of the Whole House on the State of the Union, and ordered to be printedStrike out all after the enacting clause and insert the part printed in italicFor text of introduced bill, see copy of bill as introduced on May 1, 2025A BILLTo increase loan limits for loans made to small manufacturers, and for other purposes.1.Short titleThis Act may be cited as the Made in America Manufacturing Finance Act.2.DefinitionsSection 3 of the Small Business Act (15 U.S.C. 632) is amended by adding at the end the following:(gg)Small manufacturerThe term small manufacturer means a small business concern—(1)the primary business of which is classified in sector 31, 32, or 33 of the North American Industrial Classification System; and(2)all of the production facilities of which are located in the United States..3.Small Business Act loan limits for small manufacturersSection 7(a) of the Small Business Act (15 U.S.C. 636(a)) is amended—(1)in paragraph (3)—(A)in subparagraph (A)—(i)by inserting except as provided in subparagraph (B), before if the total;(ii)by striking would exceed $3,750,000 and inserting the following:would exceed—(i)$3,750,000;(iii)in clause (i), as so designated, by striking , except as provided in subparagraph (B); and inserting ; or; and(iv)by adding at the end the following:(ii)in the case of a borrower that is a small manufacturer, $7,500,000 (or if the gross loan amount would exceed $10,000,000);; and(B)in subparagraph (B)—(i)by striking would exceed $4,500,000 and inserting the following:would exceed—(i)$4,500,000; (ii)in clause (i), as so designated, by striking section 7(a)(14) for export purposes; and and inserting paragraph (14) for export purposes; or; and(iii)by adding at the end the following:(ii)in the case of a borrower that is a small manufacturer, $9,000,000 (or if the gross loan amount would exceed $10,000,000), of which not more than $8,000,000 may be used for working capital, supplies, or financings under paragraph (14) for export purposes; and; and(2)in paragraph (14)(B)(i), by striking than $5,000,000. and inserting the following:than—(I)except as provided in subclause (II), $5,000,000; or(II)in the case of a loan made to a small manufacturer, $10,000,000..4.Small Business Investment Act of 1958 loan limits for small manufacturersSection 502(2)(A)(iii) of the Small Business Investment Act of 1958 (15 U.S.C. 696(2)(A)(iii)) is amended by striking $5,500,000 and inserting $10,000,000.August 15, 2025Reported with an amendment, committed to the Committee of the Whole House on the State of the Union, and ordered to be printed

The bill's own words, from our database (synced from the GPO BILLS XML); paragraph breaks added at the bill's section boundaries, nothing else changed.

All Actions (18)

DateChamberAll Actions
05/01/2025Library of CongressIntroduced in House
05/01/2025Library of CongressIntroduced in House
05/01/2025House floor actionsReferred to the House Committee on Small Business.
07/22/2025House committee actionsCommittee Consideration and Mark-up Session Held
07/22/2025House committee actionsOrdered to be Reported (Amended) by Voice Vote.
08/15/2025Library of CongressReported (Amended) by the Committee on Small Business. H. Rept. 119-224.
08/15/2025House floor actionsReported (Amended) by the Committee on Small Business. H. Rept. 119-224.
08/15/2025House floor actionsPlaced on the Union Calendar, Calendar No. 182.
12/01/2025House floor actionsMr. Williams (TX) moved to suspend the rules and pass the bill, as amended.
12/01/2025House floor actionsConsidered under suspension of the rules. (consideration: CR H4912-4913)
12/01/2025House floor actionsDEBATE - The House proceeded with forty minutes of debate on H.R. 3174.
12/01/2025Library of CongressPassed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H4912)
12/01/2025House floor actionsOn motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H4912)
12/01/2025House floor actionsMotion to reconsider laid on the table Agreed to without objection.
12/02/2025SenateReceived in the Senate and Read twice and referred to the Committee on Finance.
12/04/2025SenateSenate vitiated previous action of 12/02/2025 by Unanimous Consent.
12/04/2025SenateRead twice. Placed on Senate Legislative Calendar under General Orders. Calendar No. 283.
05/13/2026SenateCommittee on Small Business and Entrepreneurship. Hearings held.

Titles (8)

Title TypeTitle
Display TitleMade in America Manufacturing Finance Act
Short Title(s) from PCS (Placed on Senate Calendar) bill textMade in America Manufacturing Finance Act
Short Titles from RFS (Referred to Senate) bill textMade in America Manufacturing Finance Act
Official Titles from EH (Engrossed in House) bill textTo increase loan limits for loans made to small manufacturers, and for other purposes.
Short Title(s) as Passed HouseMade in America Manufacturing Finance Act
Short Title(s) as Reported to HouseMade in America Manufacturing Finance Act
Short Title(s) as IntroducedMade in America Manufacturing Finance Act of 2025
Official Title as IntroducedTo increase loan limits for loans made to small manufacturers, and for other purposes.

Amendments (0)

There are no amendments to this bill.

Cosponsors (12)

* = Original cosponsor

Committees (5)

CommitteeActivity
Senate - Small Business and Entrepreneurship Committee05/13/2026 Hearings By (full committee)
Senate - Finance Committee12/02/2025 Referred To
House - Small Business Committee08/15/2025 Reported By
House - Small Business Committee07/22/2025 Markup By
House - Small Business Committee05/01/2025 Referred To

Related Bills (1)

Subjects (3)

Policy Area: Commerce

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