TRIA Program Reauthorization Act of 2026

119 HR 7128 EH: TRIA Program Reauthorization Act of 2026 U.S. House of Representatives text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. I 119th CONGRESS2d Session H. R. 7128

IN THE HOUSE OF REPRESENTATIVES AN ACT To extend the Terrorism Risk Insurance Program, and for other purposes.

1.Short titleThis Act may be cited as the TRIA Program Reauthorization Act of 2026.

2.ExtensionSection 108(a) of the Terrorism Risk Insurance Act of 2002 (15 U.S.C. 6701 note) is amended by striking 2027 and inserting 2034.

3.Improvements to certification processSection 102(1) of the Terrorism Risk Insurance Act of 2002 (15 U.S.C. 6701 note) is amended— (1)in subparagraph (B)— (A)in clause (i), by striking or at the end; (B)in clause (ii), by striking exceed $5,000,000. and inserting: exceed— (I)with respect to an act that occurred in a year before 2029, $5,000,000; and (II)with respect to an act that occurred in 2029, or any year thereafter, $10,000,000; or; and (C)by adding at the end the following: (iii)the Secretary did not issue to the public a final determination to certify such act as an act of terrorism before the expiration of the applicable period described in subparagraph (D)(ii).; and (2)by striking subparagraph (D) and inserting the following: (D)Review and determinations (i)Notice of review (I)In generalThe Secretary shall, not later than 30 days after beginning the process of determining whether to certify an act as an act of terrorism, publish a notice in the Federal Register that informs the public that the Secretary is in the process of determining whether to certify the act as an act of terrorism. (II)Additional notice permittedThe Secretary may, as the Secretary determines appropriate, notify the public, through publication in the Federal Register, or otherwise, that an act is not being evaluated by the Secretary to determine whether it should be certified as an act of terrorism. (ii)Period of review (I)In generalExcept as described in subclause (II), the Secretary shall conclude any process of determining whether to certify an act as an act of terrorism not later than 90 days after publishing a notice in the Federal Register under clause (i)(I). (II)ExceptionIf, during the 90-day period following the publication of a notice in the Federal Register under clause (i)(I), the Secretary determines there is insufficient information available at that time to determine if an act is eligible for certification as an act of terrorism, the Secretary may, before the end of such 90-day period, extend the process of determining whether to certify an act as an act of terrorism for a period not to exceed 365 days following the date on which the damage attributable to such act occurred, as determined by the Secretary, and shall notify the public of any such extension. (iii)Issuance of final determinationIf the Secretary decides to certify an act as an act of terrorism, the Secretary shall, before the expiration of the period applicable under clause (ii), issue to the public a final determination that certifies such act as an act of terrorism and such determination shall be irrevocable. (iv)Rule of constructionNothing in this subparagraph may be construed to require to the Secretary to issue a final determination under clause (iii) about any act that the Secretary does not certify as an act of terrorism. .

4.ReportingSection 104(h)(2) of the Terrorism Risk Insurance Act of 2002 (15 U.S.C. 6701 note) is amended— (1)by redesignating subparagraphs (B), (C), (D), (E), and (F) as subparagraphs (C), (D), (E), (F), and (G), respectively; and (2)by inserting after subparagraph (A) the following: (B)a list of each act with respect to which the Secretary published a notice in the Federal Register under section 102(1)(D)(i) during the preceding calendar year, that includes— (i)any final determination issued by the Secretary under section 102(1)(D)(iii) with respect to such act; or (ii)a concise explanation of why the Secretary did not issue a final determination under section 102(1)(D)(iii) with respect to such act;.

5.Technical amendments (a)In generalSection 103(e)(7)(E)(i) of the Terrorism Risk Insurance Act of 2002 (15 U.S.C. 6701 note) is amended— (1)in subclause (I)— (A)by striking 2022 and inserting 2029; and (B)by striking 2024 and inserting 2031; (2)in subclause (II)— (A)by striking 2023 and inserting 2030; (B)by striking 2029 and inserting 2036; and (C)by striking 2024 and inserting 2031; and (3)in subclause (III)— (A)by striking 2029 and inserting 2036; and (B)by striking 2024 and inserting 2031. (b)Technical corrections (1)Terrorism Risk Insurance Act The Terrorism Risk Insurance Act of 2002 (15 U.S.C. 6701 note) is amended by striking Terrorism Insurance Program each place it appears in text or headings and inserting Terrorism Risk Insurance Program. (2)Federal Insurance OfficeSection 313(c)(1)(D) of title 31, United States Code, is amended by striking Terrorism Insurance Program and inserting Terrorism Risk Insurance Program. Passed the House of Representatives June 29, 2026.Kevin F. McCumber,Clerk.

119 HR 7128 IH: TRIA Program Reauthorization Act of 2026 U.S. House of Representatives 2026-01-16 text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. I119th CONGRESS2d SessionH. R. 7128IN THE HOUSE OF REPRESENTATIVESJanuary 16, 2026Mr. Flood (for himself and Mr. Garbarino) introduced the following bill; which was referred to the Committee on Financial ServicesA BILLTo extend the Terrorism Risk Insurance Program, and for other purposes.1.Short titleThis Act may be cited as the TRIA Program Reauthorization Act of 2026.2.ExtensionSection 108(a) of the Terrorism Risk Insurance Act of 2002 (15 U.S.C. 6701 note) is amended by striking 2027 and inserting 2034.3.Improvements to certification processSection 102(1) of the Terrorism Risk Insurance Act of 2002 (15 U.S.C. 6701 note) is amended—(1)in subparagraph (B)—(A)in clause (i), by striking or at the end;(B)in clause (ii), by striking $5,000,000. and inserting $25,000,000; or; and(C)by adding at the end the following:(iii)the Secretary did not certify such act as an act of terrorism before the expiration of the 90-day period following the publication of a notice in the Federal Register under subparagraph (D)(i).; and(2)by striking subparagraph (D) and inserting the following:(D)Notice requirements(i)In generalThe Secretary shall, not later than 30 days after beginning the process of determining whether to certify an act as an act of terrorism, publish a notice in the Federal Register that informs the public that the Secretary is in the process of determining whether to certify an act as an act of terrorism.(ii)Additional notice permittedThe Secretary may, as the Secretary determines appropriate, notify the public, through publication in the Federal Register, or otherwise, that an act is not being evaluated by the Secretary to determine whether it should be certified as an act of terrorism..5.Technical amendments(a)In generalSection 103(e)(7)(E)(i) of the Terrorism Risk Insurance Act of 2002 (15 U.S.C. 6701 note) is amended—(1)in subclause (I)—(A)by striking 2022 and inserting 2029; and(B)by striking 2024 and inserting 2031;(2)in subclause (II)—(A)by striking 2023 and inserting 2030;(B)by striking 2029 and inserting 2036; and(C)by striking 2024 and inserting 2031; and(3)in subclause (III)—(A)by striking 2029 and inserting 2036; and(B)by striking 2024 and inserting 2031.(b)ClarificationThe Terrorism Risk Insurance Act of 2002 (15 U.S.C. 6701 note) is amended by striking Terrorism Insurance Program each place it appears and inserting Terrorism Risk Insurance Program.

119 HR 7128 : TRIA Program Reauthorization Act of 2026 U.S. House of Representatives 2026-07-13 text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. IIB119th CONGRESS2d SessionH. R. 7128IN THE SENATE OF THE UNITED STATESJuly 13, 2026 Received; read twice and referred to the Committee on Banking, Housing, and Urban AffairsAN ACTTo extend the Terrorism Risk Insurance Program, and for other purposes.1.Short titleThis Act may be cited as the TRIA Program Reauthorization Act of 2026.2.ExtensionSection 108(a) of the Terrorism Risk Insurance Act of 2002 (15 U.S.C. 6701 note) is amended by striking 2027 and inserting 2034.3.Improvements to certification processSection 102(1) of the Terrorism Risk Insurance Act of 2002 (15 U.S.C. 6701 note) is amended—(1)in subparagraph (B)—(A)in clause (i), by striking or at the end; (B)in clause (ii), by striking exceed $5,000,000. and inserting: exceed—(I)with respect to an act that occurred in a year before 2029, $5,000,000; and(II)with respect to an act that occurred in 2029, or any year thereafter, $10,000,000; or; and(C)by adding at the end the following:(iii)the Secretary did not issue to the public a final determination to certify such act as an act of terrorism before the expiration of the applicable period described in subparagraph (D)(ii).; and(2)by striking subparagraph (D) and inserting the following:(D)Review and determinations(i)Notice of review(I)In generalThe Secretary shall, not later than 30 days after beginning the process of determining whether to certify an act as an act of terrorism, publish a notice in the Federal Register that informs the public that the Secretary is in the process of determining whether to certify the act as an act of terrorism.(II)Additional notice permittedThe Secretary may, as the Secretary determines appropriate, notify the public, through publication in the Federal Register, or otherwise, that an act is not being evaluated by the Secretary to determine whether it should be certified as an act of terrorism.(ii)Period of review(I)In generalExcept as described in subclause (II), the Secretary shall conclude any process of determining whether to certify an act as an act of terrorism not later than 90 days after publishing a notice in the Federal Register under clause (i)(I).(II)ExceptionIf, during the 90-day period following the publication of a notice in the Federal Register under clause (i)(I), the Secretary determines there is insufficient information available at that time to determine if an act is eligible for certification as an act of terrorism, the Secretary may, before the end of such 90-day period, extend the process of determining whether to certify an act as an act of terrorism for a period not to exceed 365 days following the date on which the damage attributable to such act occurred, as determined by the Secretary, and shall notify the public of any such extension.(iii)Issuance of final determinationIf the Secretary decides to certify an act as an act of terrorism, the Secretary shall, before the expiration of the period applicable under clause (ii), issue to the public a final determination that certifies such act as an act of terrorism and such determination shall be irrevocable. (iv)Rule of constructionNothing in this subparagraph may be construed to require to the Secretary to issue a final determination under clause (iii) about any act that the Secretary does not certify as an act of terrorism. .4.ReportingSection 104(h)(2) of the Terrorism Risk Insurance Act of 2002 (15 U.S.C. 6701 note) is amended—(1)by redesignating subparagraphs (B), (C), (D), (E), and (F) as subparagraphs (C), (D), (E), (F), and (G), respectively; and(2)by inserting after subparagraph (A) the following:(B)a list of each act with respect to which the Secretary published a notice in the Federal Register under section 102(1)(D)(i) during the preceding calendar year, that includes—(i)any final determination issued by the Secretary under section 102(1)(D)(iii) with respect to such act; or(ii)a concise explanation of why the Secretary did not issue a final determination under section 102(1)(D)(iii) with respect to such act;.5.Technical amendments(a)In generalSection 103(e)(7)(E)(i) of the Terrorism Risk Insurance Act of 2002 (15 U.S.C. 6701 note) is amended—(1)in subclause (I)—(A)by striking 2022 and inserting 2029; and(B)by striking 2024 and inserting 2031;(2)in subclause (II)—(A)by striking 2023 and inserting 2030;(B)by striking 2029 and inserting 2036; and(C)by striking 2024 and inserting 2031; and(3)in subclause (III)—(A)by striking 2029 and inserting 2036; and(B)by striking 2024 and inserting 2031.(b)Technical corrections(1)Terrorism Risk Insurance Act The Terrorism Risk Insurance Act of 2002 (15 U.S.C. 6701 note) is amended by striking Terrorism Insurance Program each place it appears in text or headings and inserting Terrorism Risk Insurance Program.(2)Federal Insurance OfficeSection 313(c)(1)(D) of title 31, United States Code, is amended by striking Terrorism Insurance Program and inserting Terrorism Risk Insurance Program.Passed the House of Representatives June 29, 2026.Kevin F. McCumber,Clerk.

119 HR 7128 RH: TRIA Program Reauthorization Act of 2026 U.S. House of Representatives 2026-03-19 text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. IBUnion Calendar No. 482119th CONGRESS2d SessionH. R. 7128[Report No. 119–561]IN THE HOUSE OF REPRESENTATIVESJanuary 16, 2026Mr. Flood (for himself and Mr. Garbarino) introduced the following bill; which was referred to the Committee on Financial ServicesMarch 19, 2026Additional sponsors: Mr. Cleaver, Ms. Velázquez, and Ms. PressleyMarch 19, 2026Reported with an amendment, committed to the Committee of the Whole House on the State of the Union, and ordered to be printedStrike out all after the enacting clause and insert the part printed in italicFor text of introduced bill, see copy of bill as introduced on January 16, 2026A BILLTo extend the Terrorism Risk Insurance Program, and for other purposes.1.Short titleThis Act may be cited as the TRIA Program Reauthorization Act of 2026.2.ExtensionSection 108(a) of the Terrorism Risk Insurance Act of 2002 (15 U.S.C. 6701 note) is amended by striking 2027 and inserting 2034.3.Improvements to certification processSection 102(1) of the Terrorism Risk Insurance Act of 2002 (15 U.S.C. 6701 note) is amended—(1)in subparagraph (B)—(A)in clause (i), by striking or at the end; (B)in clause (ii), by striking exceed $5,000,000. and inserting: exceed—(I)with respect to an act that occurred in a year before 2029, $5,000,000; and(II)with respect to an act that occurred in 2029, or any year thereafter, $10,000,000; or; and(C)by adding at the end the following:(iii)the Secretary did not certify such act as an act of terrorism before the expiration of the 90-day period following the publication of a notice in the Federal Register under subparagraph (D)(i).; and(2)by striking subparagraph (D) and inserting the following:(D)Notice requirements(i)In generalThe Secretary shall, not later than 30 days after beginning the process of determining whether to certify an act as an act of terrorism, publish a notice in the Federal Register that informs the public that the Secretary is in the process of determining whether to certify the act as an act of terrorism.(ii)Additional notice permittedThe Secretary may, as the Secretary determines appropriate, notify the public, through publication in the Federal Register, or otherwise, that an act is not being evaluated by the Secretary to determine whether it should be certified as an act of terrorism. .4.Technical amendments(a)In generalSection 103(e)(7)(E)(i) of the Terrorism Risk Insurance Act of 2002 (15 U.S.C. 6701 note) is amended—(1)in subclause (I)—(A)by striking 2022 and inserting 2029; and(B)by striking 2024 and inserting 2031;(2)in subclause (II)—(A)by striking 2023 and inserting 2030;(B)by striking 2029 and inserting 2036; and(C)by striking 2024 and inserting 2031; and(3)in subclause (III)—(A)by striking 2029 and inserting 2036; and(B)by striking 2024 and inserting 2031.(b)Technical correctionThe Terrorism Risk Insurance Act of 2002 (15 U.S.C. 6701 note) is amended by striking Terrorism Insurance Program each place it appears in text or headings and inserting Terrorism Risk Insurance Program.March 19, 2026Reported with an amendment, committed to the Committee of the Whole House on the State of the Union, and ordered to be printed