Congressional Legislation · bill 119s138 · built from our database

Both sides have signed this (Bill Ranking)

VA Home Loan Awareness Act of 2025

S. 138 · 119th Congress (2025-2026)

S. 138119TH CONGRESSINTRODUCED 01/16/2025SEN. SHEEHYR-MT ยท SPONSORLeft: no (Sponsor Ranking)Lean left: no (Sponsor Ranking)Center: no (Sponsor Ranking)Lean right: no (Sponsor Ranking)Right: DW-NOMINATE +0.64 (Sponsor Ranking)RIGHT(SPONSOR RANKING)HOUSING AND COMMUNITY DEVELOPMENT

27 members · Left 13 · Center 2 · Right 12 (Bill Ranking)

SponsorSen. Sheehy, Tim (R-MT) (Introduced 01/16/2025)
Sponsor Voting RecordRight · DW-NOMINATE +0.64 · measured from every roll-call vote this member has cast (voteview.com) (Sponsor Ranking)
Support
LLLCLRR

support across the spectrum: 27 members signed on (Bill Ranking) this bill: sponsor + current cosponsors, each once

CommitteesSenate - Banking, Housing, and Urban Affairs Committee; Senate - Banking, Housing, and Urban Affairs Committee
Latest Action01/16/2025 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Roll Call VotesThere have been no roll call votes
Sourceview on congress.gov →
IntroducedPassed HousePassed SenateResolving DifferencesTo PresidentBecame Law

Summary (1)

Introduced in Senate (01/16/2025)

VA Home Loan Awareness Act of 2025

This bill requires mortgage lenders to include on the Uniform Residential Loan Application (i.e., Fannie Mae Form 1003 or Freddie Mac Form 65) a notification that applicants with military service may qualify for a Department of Veterans Affairs Home Loan.

Not later than 18 months after the enactment of the bill, the Government Accountability Office must study and report on whether at least 80% of lenders using the loan application form have met this requirement.

Text (1)

Introduced in Senate (IS)

119 S138 IS: VA Home Loan Awareness Act of 2025 U.S. Senate 2025-01-16 text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. II119th CONGRESS1st SessionS. 138IN THE SENATE OF THE UNITED STATESJanuary 16, 2025Mr. Sheehy (for himself, Mr. Van Hollen, Mr. Cruz, Mr. Warnock, Mr. Budd, Mr. Whitehouse, Mr. Boozman, Mr. Sanders, Mr. Cramer, Mr. Welch, Mr. Schmitt, Mr. Kennedy, Mr. Tillis, Mr. Moreno, Ms. Rosen, and Ms. Klobuchar) introduced the following bill; which was read twice and referred to the Committee on Banking, Housing, and Urban AffairsA BILLTo require each enterprise to include on the Uniform Residential Loan Application a disclaimer to increase awareness of the direct and guaranteed home loan programs of the Department of Veterans Affairs, and for other purposes.

1.Short titleThis Act may be cited as the VA Home Loan Awareness Act of 2025.2.Military service question(a)In generalSubpart A of part 2 of the Federal Housing Enterprises Financial Safety and Soundness Act of 1992 (12 U.S.C. 4541 et seq.) is amended by adding at the end the following:1329.Uniform residential loan applicationNot later than 6 months after the date of enactment of this section, the Director shall, by regulation or order, require each enterprise to include a disclaimer below the military service question on the form known as the Uniform Residential Loan Application stating, If yes, you may qualify for a VA Home Loan. Consult your lender regarding eligibility...(b)GAO studyNot later than 18 months after the date of enactment of this Act, the Comptroller General of the United States shall conduct a study and submit to Congress a report on whether not less than 80 percent of lenders using the Uniform Residential Loan Application have included on that form the disclaimer required under section 1329 of the Federal Housing Enterprises Financial Safety and Soundness Act of 1992, as added by subsection (a).

The bill's own words, from our database (synced from the GPO BILLS XML); paragraph breaks added at the bill's section boundaries, nothing else changed.

All Actions (2)

DateChamberAll Actions
01/16/2025Library of CongressIntroduced in Senate
01/16/2025SenateRead twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Titles (3)

Title TypeTitle
Display TitleVA Home Loan Awareness Act of 2025
Short Title(s) as IntroducedVA Home Loan Awareness Act of 2025
Official Title as IntroducedA bill to require each enterprise to include on the Uniform Residential Loan Application a disclaimer to increase awareness of the direct and guaranteed home loan programs of the Department of Veterans Affairs, and for other purposes.

Amendments (0)

There are no amendments to this bill.

Cosponsors (26)

* = Original cosponsor

Committees (2)

CommitteeActivity
Senate - Banking, Housing, and Urban Affairs Committee01/16/2025 Referred To
Senate - Banking, Housing, and Urban Affairs Committee01/16/2025 Referred To

Related Bills (2)

Subjects (6)

Policy Area: Housing and Community Development

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