Congressional Legislation · bill 119s522 · built from our database

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Credit Union Board Modernization Act

S. 522 · 119th Congress (2025-2026)

S. 522119TH CONGRESSINTRODUCED 02/11/2025SEN. HAGERTYR-TN · SPONSORLeft: no (Sponsor Ranking)Lean left: no (Sponsor Ranking)Center: no (Sponsor Ranking)Lean right: no (Sponsor Ranking)Right: DW-NOMINATE +0.67 (Sponsor Ranking)RIGHT(SPONSOR RANKING)FINANCE AND FINANCIAL SECTOR

64 members · Left 23 · Center 8 · Right 33 (Bill Ranking)

SponsorSen. Hagerty, Bill (R-TN) (Introduced 02/11/2025)
Sponsor Voting RecordRight · DW-NOMINATE +0.67 · measured from every roll-call vote this member has cast (voteview.com) (Sponsor Ranking)
Support
LLLCLRR

support across the spectrum: 64 members signed on (Bill Ranking) this bill: sponsor + current cosponsors, each once

CommitteesSenate - Banking, Housing, and Urban Affairs Committee; Senate - Banking, Housing, and Urban Affairs Committee
Latest Action02/11/2025 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Roll Call VotesThere have been no roll call votes
Sourceview on congress.gov →
IntroducedPassed HousePassed SenateResolving DifferencesTo PresidentBecame Law

Summary (1)

Introduced in Senate (02/11/2025)

Credit Union Board Modernization Act

This bill revises the required frequency of meetings held by a credit union's board of directors. Specifically, new credit unions and credit unions with a low soundness rating must meet monthly. All other credit unions must hold at least six meetings annually, with at least one meeting held during each fiscal quarter. Currently, all credit union boards must meet at least once a month.

Text (1)

Introduced in Senate (IS)

119 S522 IS: Credit Union Board Modernization Act U.S. Senate 2025-02-11 text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. II119th CONGRESS1st SessionS. 522IN THE SENATE OF THE UNITED STATESFebruary 11, 2025Mr. Hagerty (for himself and Ms. Blunt Rochester) introduced the following bill; which was read twice and referred to the Committee on Banking, Housing, and Urban AffairsA BILLTo amend the Federal Credit Union Act to modify the frequency of board of directors meetings, and for other purposes.1.Short titleThis Act may be cited as the Credit Union Board Modernization Act.2.Frequency of board of directors meetingsSection 113 of the Federal Credit Union Act (12 U.S.C. 1761b) is amended—(1)in paragraph (15), by striking monthly each place the term appears;(2)in the matter preceding paragraph (1), by striking The board of directors and inserting the following:(a)In generalThe board of directors; (3)in subsection (a), as so designated, in the matter preceding paragraph (1), by striking shall meet at least once a month and; and(4)by adding at the end the following:(b)MeetingsThe board of directors of a Federal credit union shall meet as follows:(1)Not less frequently than monthly during the 5-year period beginning on the date on which the organization certificate of the Federal credit union is approved.(2)After the expiration of the 5-year period described in paragraph (1)—(A)not less frequently than 6 times annually, with at least 1 meeting held during each fiscal quarter, with respect to a Federal credit union—(i)with composite rating of 1 or 2 under the Uniform Financial Institutions Rating System (or an equivalent rating under a comparable rating system); and(ii)with a capability of management rating under the composite rating described in clause (i) of 1 or 2; and(B)not less frequently than monthly, with respect to a Federal credit union—(i)with composite rating of 3, 4, or 5 under the Uniform Financial Institutions Rating System (or an equivalent rating under a comparable rating system); or(ii)with a capability of management rating under the composite rating described in clause (i) of 3, 4, or 5..

The bill's own words, from our database (synced from the GPO BILLS XML); paragraph breaks added at the bill's section boundaries, nothing else changed.

All Actions (2)

DateChamberAll Actions
02/11/2025Library of CongressIntroduced in Senate
02/11/2025SenateRead twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Titles (3)

Title TypeTitle
Display TitleCredit Union Board Modernization Act
Short Title(s) as IntroducedCredit Union Board Modernization Act
Official Title as IntroducedA bill to amend the Federal Credit Union Act to modify the frequency of board of directors meetings, and for other purposes.

Amendments (0)

There are no amendments to this bill.

Cosponsors (63)

* = Original cosponsor

Committees (2)

CommitteeActivity
Senate - Banking, Housing, and Urban Affairs Committee02/11/2025 Referred To
Senate - Banking, Housing, and Urban Affairs Committee02/11/2025 Referred To

Related Bills (1)

Subjects (0)

Policy Area: Finance and Financial Sector

No legislative subjects have been assigned yet.

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